Yes Bank numbers have been very good in July 2021 and the bank has also made a profit. Due to which many people want to know, whether this is the right time to invest in Yes Bank shares or not. Today we will talk about this whole topic. And know with it what will be the share price target of Yes Bank for 2021, 2022, 2023, 2025, and 2030. As I told you earlier that Yes Bank has shown amazing results in July 2021. And investors had hoped that now the share price can definitely see a rise. But this did not happen.
And on the contrary, the share price of Yes Bank fell from INR 13 to INR 12. So in such a situation, investors want to know why this is happening. Will the Yes Bank share ever go above INR 15 or not? So today we will talk about it in detail that why the share of Yes Bank continues to fall even after earning good returns and profits.
The real reason for the decline in Yes Bank’s stock
So there are two reasons for the biggest drop in the share price of Yes Bank. One, most of the retail investors are losing their confidence in Yes Bank. because share of Yes Bank has been trading between INR 12 and INR 13 for quite some time now. Due to which people are selling their shares. Due to this, the share of Yes Bank has seen a decline.
The second biggest reason for the decline in Yes Bank’s stock is Vodafone Idea. You will be surprised to know that Yes Bank has given a loan of about 4000 crores INR to Vodafone Idea Company, which Vodafone is unable to repay and whose pressure can be clearly seen on the bank’s stocks. There is also a continuous decline in the shares of Vodafone Idea. More news is also being received that Vodafone Idea can close its business anytime soon. So in such a situation, despite the good profit showing of Yes Bank, the price of the shares is falling.
Most experts believe that you should not buy Yes Bank shares. Or if you have Yes Bank stock then it is better to sell it. But some experts are also in favor of holding the stock. The picture about Yes Bank is not clear yet. So if you have bought a share of Yes Bank at a very high price, then you should hold the share now.
Yes Bank share price target in the end of 2021
Now let’s talk about what will be the price target of Yes Bank share at the end of 2021. So first of all let’s see what is the share price today. So the current price of Yes Bank share is 12.45 INR. And today the share price is seeing a decline of about 0.40%. If we talk about the last year, then in the last year, the stock of Yes Bank has given a negative return of about -15.88%. So if you are thinking that you can earn a good profit from this money in the short term, then you are thinking wrong.
As I have told earlier that Yes Bank has given loans to many such companies from which it is difficult to get the loan back. In such a situation, you should not expect high returns till 2021. So as far as I see the next target of Yes Bank is INR 15 by the end of 2021. Yes, Yes Bank can easily reach this target.
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Yes Bank share price target in the end of 2022 and 2023
Now let’s talk about whether in 2022 also Yes Bank share can reach INR 15 or we can expect more than this. By the way, Yes Bank has shown a good profit in 2021, due to which it seems that the shares of Yes Bank may see a jump in the coming days. But if Vodafone Idea closes its business from India in 2022, then its impact can be seen on Yes Bank as well. So the next target for Yes Bank stock in 2022 is INR 20.
Yes, some people also think that the share of Yes Bank can reach 50 in 2022. But let me tell you that if you are investing in the stock market, then you have to give up emotion. In the stock market, it is also necessary to have a mind with a heart. If you are investing in Yes Bank stock seeing that the stock price is very low and soon the stock price will reach 100, then it will never happen. The example of Vodafone Idea and Rcom is in front of you. The money of all the retail investors is trapped in these two companies. so the next target for Yes Bank share in 2023 is INR 25.
Yes Bank share price target in the end of 2025
As far as I expect Yes Bank can perform well by the end of 2025. And as still Yes Bank has shown good profit, then by the end of 2025 Yes Bank can be successful in recovering a lot of loans (NPA). so the next target of Yes bank share in 2025 is INR 40. Yes Bank can reach INR 40 at the end of 2025. But let me tell you that this is just an estimate which we are making after looking at the past performance of Yes Bank.
The price prediction doesn’t need to be always accurate. So in such a situation, you should keep an eye on the stock market yourself. And if you think that I should exit from the stock now, then you can take the advice of experts or decide on your own.
Yes Bank share price target in the end of 2030
The next target for Yes Bank in 2030 is 80 INR. Right now many of you must be wondering whether Yes Bank will not be able to reach INR 100 by 2030. So let me tell you that it is not that Yes Bank share cannot reach 100 by 2030. Yes Bank share has such potential that it can reach 100. And anyway, now the entire management of Yes Bank has changed. And there is no doubt that the new management is doing a good job. But still, the bank has a lot of debt. The effect of which is being seen on its stock and can be seen for many years to come. That’s why I have set a target of INR 80 for Yes Bank for 2030.
What are AT-1 Bonds and What is Yes Bank AT-1 Bonds Case
You must have heard about AT-1 bonds in the news. And the case of Yes Bank’s AT-1 bonds is also going on in Bombay High Court. Many retail investors may not be aware of AT-1 bonds. I will try to tell you about these bonds in easy language. You must have heard about the bonds of many companies, but you probably do not know that if you buy the bond of any company like RBI’s bond, it has a maturity date.
RBI pays you a fixed interest rate every year for your bonds. And after the maturity of the bond, your money is returned to you. But this is not the case with AT-1 bonds. AT – 1 Bond are perpetual bonds. Meaning these bonds do not have any maturity date. But the thing to note is that retail investors do not invest in these bonds. Only large investors invest in these bonds.
Yes Bank AT-1 Bonds Case
And one more after that you might not know that Yes Bank has issued bonds of about 8400 crores to 10400 crores. There is an organization named BASEL. And almost all the banks follow the same rules. As per BASEL norms, in the rare event of a Bank’s capital erosion in the situation of NPAs, if the bank’s capital is reconstructed, AT – 1 Bond could be written off. If this happens, the money will not be returned to any AT-1 bondholder.
That is why the investors have filed a case in court against this rule of RBI. So if the verdict of the case comes in the favor of Yes Bank. And it seems that according to the rules, the decision may come in the favor of Yes Bank. So the share of Yes Bank can see a sudden jump and the share of 12 rupees can also reach 20 rupees. That’s why a lot of retail investors and promoters are eyeing this decision. So hope you have got the information about AAT1 Bonds Case.
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Is it a good idea to invest in Yes Bank stock for 10 years
If you want to hold Yes Bank shares for the long term like 10 years then there is no harm in it. The management of the bank is doing well now and the bank is also running in profit. Slowly the NPA of the bank is also decreasing. So after 10 years, you can expect good returns. Not many of you would know about NPA.
Nonperforming Asset (NPA) : Definition: A nonperforming asset (NPA) is a loan or advance for which the principal or interest payment remained overdue for a period of 90 days. I try to explain to you in easy language. NPA is such a loan that the expectation of getting it is negligible. Yes Bank has given a loan of 4000 crores to Vodafone Idea but now Vodafone Idea has become bankrupt. So in such a situation, Vodafone Idea is unable to repay its loan, then the loan given by Yes Bank to Vodafone Idea, they put that loan in their books in NPA.
You can also check the balance sheet for June 2021. In which you will see a net profit of 203.76 crores. At the same time, a loss of about 3000 crores was being seen in the March 2021 quarter. So in such a situation, the bank is earning a profit, which is a good sign.
Is it a good time to invest in Yes Bank stock
The price of a share of Bajaj Finserv Ltd is 14,225.00 INR. And still, people are investing in this stock. Because it is a fundamentally strong stock and can give you good returns too. You can also invest in this stock and hold it for the long term So never buy stock by looking at the price. If you want to invest in any stock, then you should first check the balance sheet of the stock. After that, you should make a decision.
As you also know that Yes Bank is a risky stock. If the NPA of Yes Bank does not decrease in the coming days, then the stock of Yes Bank may see even more decline. But if you want to hold the stock for a long period then you can invest in Yes Bank stock. Yes, you can expect better returns in the long run. But you should not invest all your money in one stock. You must have at least 20 stocks in your portfolio.
You should also add some such stocks to the portfolio which are consistently performing well and can consistently give good returns. If your portfolio is diversified then the chances of loss will be less. That is why if you do not know much about the stock market and you cannot keep an eye on the stocks, then you should invest in mutual funds and not in the direct stock market.
This is what I want to say Yes Bank stock is not a bad stock. Only the condition of the bank is bad. And if you can hold this stock for a few more years then you can get a good return in the future. I know that many of you have also bought Yes Bank stock above Rs.100. So I want to tell you that even if you sell the stock now and exit, you may have to face heavy losses. In such a situation, if you hold this stock for a few more years, then you may also earn a profit in the coming time.
So in this way we have tried to show the price target of Yes Bank stock for 2021, 2022, 2025, and 2030 in this article. We have tried our best to provide you with complete information. But if still, we have missed any information, then we would like to apologize to you for this. If you need any information related to the share of Yes Bank, then you can ask us through comments. We will try to answer your questions as soon as possible.